Dear Congressman ______________________,
I want to write on behalf of the government shutdown, and if I am not overstepping, I was wondering if any of the following ideas could be considered on a statutory or even federal level. My hope is that a solution can be found that can be both economically feasible, but also meet people's needs practically, even if some ideas need to be modified, combined or consulted by an economist for detailed practices.
1) Graduated welfare system: What if the welfare system was reformatted where at certain incomes, it could be gradually decreased, at a slower rate (than a 33% drop), in which families are encouraged to get higher wage paying jobs, rather than not work, at all?
2) EBT: Is there a way for benefits can take into consideration people's rent/mortgage, as well as their income? Or can it modify a gradual system to include working families?
3) Disability welfare: It seems like if an individual is on disability, they are ineligible for work. What if we modeled disability benefits after SPED procedures (i.e. assist where needed, and no more...ex: a regular physical wouldn't count, but specialized services would). Additionally, determining how much disability benefits required could be determined by doctors and family members (i.e. cases of inability to care for self)?
4) Can we make it illegal for insurance policies to choose which hospitals/services they cover over patients' preferences, PLEASE?! What if all insurances had to abide by the 80/20 rule until deductible was met? It still would leave competition on premium prices/deductible level, as well as payment for co-pays and meds.
5) Pharmacies: Is there a way to cap a percentage profit for medicine, beyond price of manufacturing/labor?
6) Medicaid: What if SS/Disability/children under 18 are exempt from costs, and other adults on program paid $20/no income for 100% coverage or $0/no income for an 80/20 rule. Increased income can use the already existing scale.
**The format to email our congressman was limited to 2,000 characters, so I didn't have much room to expand on my thoughts. Hopefully, this can help.
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